Terms and Conditions

What These Terms Cover

These terms apply to anyone who reads or uses this website, which is run by Life Insurance Pasadena Texas for people in Pasadena, TX and the surrounding area. By using the site, you agree to them. If you do not agree, please stop using the site.

General Information, Not Personal Advice

Our pages on term life, whole life, universal life, final expense, mortgage protection and retirement income planning explain how these products generally work. They are written for a broad audience and cannot account for your health, income, debts, beneficiaries or goals.

Nothing here is a recommendation to buy, drop or replace a policy. Before acting on anything you read, talk it through with an agent who can look at your actual situation.

Quotes and Coverage Come From the Insurer

Reading this site does not create a policy, hold a rate or put any coverage in force. Premiums, eligibility and policy terms are set by the insurance company after its own application and underwriting review, which can include health questions, medical records or an exam.

Any figure discussed in a phone conversation is an estimate until the insurer issues a policy. The signed policy document, including its riders and exclusions, is what governs your coverage, not the descriptions on these pages.

Reaching Us by Phone

The phone is the only way to contact us, and the number is (281) 248-8501. When you call, share only what you are comfortable sharing. Calling us does not obligate you to apply for or buy anything, and it does not start coverage.

Ownership of Site Content

The text, layout and other material on this site belong to Life Insurance Pasadena Texas. You may read and print pages for your own personal use. Copying, republishing or selling the content without our permission is not allowed.

Accuracy and Limits of Responsibility

We work to keep the information on this site correct, but insurance products and rules change, and a page may fall out of date. The site is provided as it is, without promises that it will always be complete, current or available.

To the extent Texas law allows, we are not responsible for losses that result from relying on the site's general information instead of a reviewed policy and a conversation with an agent.

Governing Law and Updates

These terms are governed by the laws of the State of Texas. We may revise them from time to time, and the version posted on this page is the one that applies when you use the site. If any part of these terms is unclear, we are glad to walk you through it by phone at (281) 248-8501.